Popularity: 11% [?]

If you have been in the internet marketing arena for a while , you would probably heard of
the name Ewen chia from singapore. In case you don’t know. Ewen is the world number 1 Super affiliate who makes millions every year selling other people’s product. Ewen has trounced the competition with amazing results with online business rollouts of $100,000 to $1.5M within days - even hours! Simply type the name Ewen chia in your google search and you will know what i mean. In his latest ebook Newbie Cash Machine, Ewen left no stone
un-turn in this 141 pages step by step guide exploring and explaining every little detail that a successful internet marketer does.

The name Newbie Cash Machine may give an impression that it’s design for newbies who
know next to nothing about marketing affiliate program. I suspect he chose to use the word Newbie not because the information is elementary but because everything is so simply put that even a Newbie can understand. Reading this ebook is like watching over the shoulder of a master affiliate marketer doing his work. Ewen shows you in vivid screen shots how each step is executed. All the way from acquiring a domain name and hosting to setting up a landing
page. For those of you who are slow, he even provide templates for you to use. Topics covered includes, Market Ideas, Keyword Research, Competition Research,High Converting Affiliate Programs, Setting Up Your Affiliate Links, Email Lists, Email Copy, Landing Pages, Review Copy, Traffic Generators and More! Even for the advance marketer, you will find Ewens ads , email copy and landing page technique to be highly valuable. In a nutshell. This is a highly
recommended resource ebook that every internet marketer should have.  Get your Copy of the Newbie Cash Machine here

Popularity: 46% [?]

Hi everyone. Just install my twitter widget onto my blog. This widget is a cool stuff that capture your latest tweets and placing them on your website. You can choose to display how many tweets you want to saw . Simple fill up the form and copy the script and paste them to any area in your blog or website. I have been using twitter for a while now and i find is to be interesting. Unlike blogs or emails , twitter allows you to convey the nitty gritties in your everyday live to your freinds or love ones quickly. You can consider it micro blogging in that sense.  In my opinion tweeter is really cool and it helps us get connected to a higher level.

So what are you waiting for ? jump into the bandwagon and start building your micro network today. If you would like to know more about twitter or how to get started. Join my twitter here.

Popularity: 30% [?]

The  first time i started venturing into the internet business wold was in 2005. Back then internet marketing was much easier and the competition isn’t as hot as it is now. The first time i got to know about adsense, i was so amaze that i could actually make money by having people click on the ads in my website. Adsense , i case you are not aware is having google ads place in your website.  Whenever your visitor click on the  adsense ad, google pays you a token sum as a split commission paid by the advertiser. Setting up adsense ads in your website isn’t very difficult but you will need to know some basic HTML to get by. Back then i had to creat many content rich pages on related topics to attract relevent visitor to click on my ads. Basically , it’s quite easy to make some money out of adsense. Just drive traffic to click on the ads and you make a few dollars over time.

Everyone can make some money with adsense, but to make serious income from it requires knowledge and hardwork. Rently, i stumble upon a easy way to make a decent living from adsense. The program is call adsense treasures. Basically, you purchase a ready made, content rich, highly targeted website with more than 1600 pages. allows your to exponentially increase you adsense income by attracting  massive traffic thru your niche and content fuill website. Adsense Treasures really saves my all the trouble to create the massive content for the 1600 pages of highly targeted niche topics such as car, finance, shopping, computer, video .  The program also comes with traffic generating tips and i begin to see money coming in even on the first day after i setup your adsense treasures website.

Whether you are newbie  or a veteran. Adsense Treasures will definitely help you increase your adsense earnings tremendously.

Popularity: 33% [?]

A couple of months back, i started exploring how to drive traffic using videos. I started with posting comments on video sites such as youtube to actually creating my own video and posting it with my links in it to drive traffic to my site. I was quite happy that it did drive some traffic to my site though it wasn’t  that fantastic.  Then i begin to get bolder and decided that i should build my own video sharing site ( youtube clone ) so to speak. I must say i have absolutely no IT background and don’t have the slightest idea how i could do it. Did some searches in google on youtube clone script and manage to find a couple of free script i could download. I also came to realise that i need a special hosting package that supports video hosting. ( with ffpmeg ) Eventually i decided to use  a script call phpmotion which comes  free with the hosting service i subscript. Took sometime to setup and upload a few videos. ( you can get them from youtube, dailymotion etc… ) It was a very tedious process i must say. But i eventually got it done and started to add more videos daily. Frankly, after the initial setup, i didnt really do much as i was sidetrack by other projects which i was working on earlier. To my amazement, barely after two month, i am getting a steady flow of 30 unique visitors a day and i hardly did any advertising. I am really very encourage and i tell myself i will start to advertise this site and see if i can drive the traffic to a hundred by end of this month. I must tell you video sharing sites are hot and they are in demand. you should try it for yourself and see what it can do for your site.

check out my video sharing site here… http://www.utubebabies.com.

Talk to you soon.

Popularity: 33% [?]

Hi,

After being on the internet for at least five years. I’ve seem many gurus come and go. Along the way there were many scams as well. Personally, i have experience many so call gurus who started out well but got greedy along the way. All they do these days are cashing in on their past glories by showing how much they make in the past and teaching  you for an astronomous amount promising you the stars and the moon. 

Now don’t get me wrong. It’s ok to teach for a living. We should all leverage on our strength. But please bare in mind that we need to be ethical and not exagerate on the expectation to upsell your program.

In the past, i “worship” many foreign gurus who became an  overnight sensation over the internet by claiming they make millions within a short period of time. I have the “previledge ” of joining their so call elite or protege program which ended up with nothing other than a broken promise. A scam you might call it.

Recently i stumble upon Alvin’s atomic blogging and i find it to be very helpful although some of the principles i have already learned. Alvin is an ernest person i think and he is sincere about teaching you how to make money even as he is making a fortune for himself at the same time. His tactics in atomic blogging are effective and they do drive traffic to your blog faster than the normal way. I have also written to him a couple of times and he has responded promptly and that makes me feel that he is not just out to make your money. The man is real….

In fact, i got this blog template free from his atomic blogging membership and i going all out to make my blog known. His atomic blogging 3 program makes things alot easier for you by disseminating your post to many major blog engines and social networking sites. Meanwhile, I’ll be checking in often to add more quality stuff to this blog and i hope you guy out there  can support me by checking in often as well…

If you are really serious about wanting to make a living online or just driving more traffic to your blog. You should give Alvin and his atomic blooging a try. ( risk free for 60days with full money back quarrantee )

Check it out here   : Atomicblogging  or click on the banner on atomic blogging on right of this blog.

Talk to you soon.

Popularity: 38% [?]

Well…this might sound a little late, but as the saying goes , better late that never. Even since i left for china to work. I havnet been blogging. Now that im back, i want to commit myself to post at least 3 times a week to catchup for lost times as well as with those who have been following this blog.

Last week , i interview a successful young local internet marketer who is earning close to USD5K part-time. What does he sells online you may ask. Well…he make money with his simple sites selling physical product such as Iphone and iphone covers. When i ask him what kind of traffic is he getting a day, he told me about 100. 100 unique visitors a day and he is making USD5K!!!  WOW…I Said to myself , if i have this kind of traffic i may not be making anyting close to to his numbers.  Obviously his conversion rate must be quite good…maybe above 3%.

Having been selling digital product for awhile, i have alway get a conversion rte of 1% or less these days. I really need to reevaluation my strtegy or maybe switch to selling physical product someday.

Talk to you soon….

Popularity: 35% [?]

As we enter into the second month of  2009. I see a rapid slowdown of the economy which seem to render many countries helpless.

Being  a business minded self employed person. I am constantly on a lookout for opportunities to grow my income. As the economy slows down, many industry have been affect due to the low demand and pessimistic outlook.

However, i always believe that there will be areas which will benefit from this downturn and that area could be in the health and education sector as these are indispensable need in modern day living.

I stumble upon this website on weightloss recently. ( http://www.noexcerciseweightloss.com ) What attracts me most is the unconventional but credible concept of weightloss. Started by a lady doctor by the name of suzanne gudakunst. This Doctor claims in her program that the real reason why you are FAT has to do with the parasites living inside your body. ( you should watch the gruesome videos ) This plaques and critters store food they feed inside your intestines. This will not only make you FAT , but will eventually kill you if left unchecked.

I studied the program in detail and found the principles to be sound as they are base on the concept of detoxification and boosting your metabolic rate to achieve weight loss. The best part of it is that Doctor suzanne has also design a turnkey website for would be business owners who wants to  make money promoting her program. This website is also a e-shop where you sell health suppliments ( which are always on demand ) to make extra income. ( all fully turnkey )

All i can say is that if you are looking for turnkey business with credible products to market ( both digital and physical products )  , then this is for you. Take a look the website and make a wise decision today. The biggest problem with not making money is not the lack of opportunity or cash. It is the reluctance to take action that leads to frustration and poverty.  Check it out here : http://www.noexcerciseweightloss.com

Popularity: 35% [?]

Hi Everyone,

2008 have been an evenful year for me cos i just got back from china after a one year job assignment in Suzhou. To kick off the new year with a bang…. i would like to introduce my new video sharing site for all parents to watch and upload babies clips. ( even if you have not a parent, you can enjoy it too  )

Just look at how adorable they are…. and you will know why i created this website. Chat with you guys soon….

http://utubebabies.com   

Popularity: 37% [?]

When you are at work, do you get frustrated because things don’t seem to be happening the way they’re supposed to be? You see people milling around but nothing gets accomplished. And in the daily hustle and bustle, do you feel that your goals remain just that – goals. Then maybe its time for you to stand up and do something about it.

Most people are content just to stand around listening for orders. And it isn’t unusual to adopt a follow-the-leader mentality. But maybe, somewhere inside of you, you feel the desire to make things happen – to be the head, not the tail. Then maybe leadership just suits you fine.

Some people believe that great leaders are made, not born. Yes, it may be true that some people are born with natural talents. However, without practice, without drive, without enthusiasm, and without experience, there can be no true development in leadership.

You must also remember that good leaders are continually working and studying to improve their natural skills. This takes a commitment to constantly improve in whatever endeavor a person chooses.

First of all, let’s define leadership. To be a leader, one must be able to influence others to accomplish a goal, or an objective. He contributes to the organization and cohesion of a group.

Contrary to what most people believe, leadership is not about power. It is not about harassing people or driving them using fear. It is about encouraging others towards the goal of the organization. It is putting everyone on the same page and helping them see the big picture of the organization. You must be a leader not a boss.

First of all, you have to get people to follow you. How is this accomplished?People follow others when they see a clear sense of purpose. People will only follow you if they see that you know where you are going. Remember that bumper sticker? The one that says, don’t follow me, I’m lost too? The same holds true for leadership. If you yourself do not know where you’re headed to, chances are people will not follow you at all.

You yourself must know the vision of the organization. Having a clear sense of hierarchy, knowing who the bosses are, who to talk to, the organization’s goals and objectives, and how the organization works is the only way to show others you know what you are doing.

Being a leader is not about what you make others do. It’s about who you are, what you know, and what you do. You are a reflection of what you’re subordinates must be.

Studies have shown that one other bases of good leadership is the trust and confidence your subordinates have of you. If they trust you they will go through hell and high water for you and for the organization.

Trust and confidence is built on good relationships, trustworthiness, and high ethics.

The way you deal with your people, and the relationships you build will lay the foundation for the strength of your group. The stronger your relationship, the stronger their trust and confidence is in your capabilities.

Once you have their trust and confidence, you may now proceed to communicate the goals and objectives you are to undertake.

Communication is a very important key to good leadership. Without this you can not be a good leader. The knowledge and technical expertise you have must be clearly imparted to other people.

Also, you can not be a good leader and unless you have good judgment. You must be able to assess situations, weigh the pros and cons of any decision, and actively seek out a solution.

It is this judgment that your subordinates will come to rely upon. Therefore, good decision-making is vital to the success of your organization.

Leaders are not do-it-all heroes. You should not claim to know everything, and you should not rely upon your skills alone.

You should recognize and take advantage of the skills and talents your subordinates have. Only when you come to this realization will you be able to work as one cohesive unit.

Remember being a leader takes a good deal of work and time. It is not learned overnight. Remember, also, that it is not about just you. It is about you and the people around you.

So, do you have the drive and the desire to serve required of leaders? Do you have the desire to work cooperatively with other people? Then start now. Take your stand and be leader today.

Popularity: 76% [?]

Many people have the impression that only a select few are able to unleash a steady flow of creative genius. Which is Untruel. In fact, creativity is like a muscle that needs to be exercised in order to consistently give out great results. You need to  practice harnessing creative thinking, otherwise this skill will very much atrophy into inexistence. Keep working and this skill and it will soon come to you in a snap.

Well… how do you unleash your creative thinking? Start with becoming a human leech. I’m not talking about  sucking the blood out of every living being , I’m saying that you should take in as much knowledge and learning you can find. Read widely, whether it is  good or bad, and keep your mind open to the infinite possibilities of the universe. The more you learn, the more you’ll want to know, and the more your faculty of wonder will be exercised. Be amazed at little facts that add a bit of color into your life. 

Focus on a creative activity daily. It takes effort. Even doodling is a creative activity. Stop at nothing. People who are just starting out to unleash a little bit of creative thinking in their lives, it is helpful and encouraging to have concrete evidence, that,  Practice drawing for a couple of minutes each day. Bring out your old camera and start snapping photos like crazy. Keeping  a journal and making it  a point to write in it down daily helps. Another great idea is to write by describing something with your five senses. Avoid vague adjectives like “marvelous,” “amazing,” and “delicious.” In not time, you would  built yourself a tiny portfolio, and will  be so amazed at the growth you’ve undertaken after amassing all those works. You’ll never knows, you might actually take to liking those things you do everyday. Soon those things will become a part of you and you’ll be addicted to these creative activities.

Thinking  out of the box helps. Sometimes, constraints are actually  good for you. Limitations discipline you to work within your means. It brings out your  resourcefulness. Creativeness  is great, but limitations enforce discipline.

Try something new daily and let your experiences broaden your perspective. Explore your surrounding. Spend an time in a places you’ve never been before. Chat up someone you meet. Be friendly to people around you. As you get out  of your comfort zone more and more each day, your sense of adventure grows and so does your zest for life. . When was the last time you did something new? If you cannot remember it then  I tell you, you’ve been missing out on an experiences that could’ve added to your growth, emotionally, mentally, physically, or spiritually. Why don’t you try sky diving today? Not only will you learn,  will also have many thrills to share. Thus putting to  practice your storytelling skills and making you in the lime light.

Embrace insanity. But not to the point of practically admitting yourself into the mental assylum. As John Russell puts it, “Sanity calms, but madness is more interesting.” Each creative thought was once thought of as insanity by other “normal” people at one time or another. Fortunately, that didn’t stop the creative geniuses from standing by them. The fact  is, sanity or being normal confines people to think… well, normally. Withink limits. Creativity is essentially breaking through barriers. It includes the bizzarre and the downright strange. I’m not suggesting that you develop a creative personality.  An example of a creative personality would be George Washington, who often rode into battle naked, or James Joyce, who wrote “Dubliners” with beetle juice for an intense fear of ink, or Albert Einstein, who thought his cat was a spy sent by his rival . Amke sure your creativity doesn’t get you separated  from the real world.  Unleash your creative thinking  and bring a new zest into your life.

Popularity: 75% [?]

The law of attraction has taken the world by storm. Many people are now realizing that they can control their destiny better than they expected earlier. This law of attraction is not a theory that was invented by some anointed people to make money out of us. In fact, it is a well kept secret that the elite had known throughout the ages but was only reveal to the public recently.

Are you aware that one percent of the world’s population controls  ninety six percent of the wealth in this world? Shocking as it may seem, this one percent of the population had used their knowledge to acquire wealth and avoid calamity even in the early years of the 1st and second world war.

So what really is the law of attraction and what makes it so powerful? To answer this question, we must first understand how this universe works. Everything around us is energy. Whether its a solid object or a living organism. They all posses energy. This energy is send back and forth and the universe acknowledges and responds to it. Whether you are happy or sad, your brain sends out electrical impulses. The universe receives these impulses and affirm it with an appropriate response.

Has it ever happen to you that as you are thinking of a particular person, that person suddenly appears before you? Make no mistakes, this is not a coincident. It is the universe’s respond to your thoughts. As you think and believe, you attract an appropriate responds. The next time you think of something negative, be careful. You may just get what you think about.

So how can i use the law of attraction to my advantage you may ask? Well…since the law of attraction is about attracting rather than rejecting. You may want to think about the sun if you don’t want it to rain. ( Instead of saying i don’t want it to rain ) Instead of saying or thinking that i don’t wanna be sick, simply think of yourself being healthy.

Of course, we are not talking psychic power here. Your thoughts must be followed by a responds and then take the appropriate action to achieve it. Having a positive thought changes the entire perspective. If you want something bad and long enough and take the appropriate action to achieve it. Your chances of getting it is almost certain. This is how the universe works, and people who know it always wins.

Popularity: 82% [?]

The final secret to creating massive wealth is to have a winning attitude. Children have fantastic dreams. Nothing is impossible with them and seem to have endless energy pursueing it. However, as we grow older, our dreams are replaced by the realities of responsibility. Constants strife and disappointment makes us cynical and bitter. Our attitude takes a toll and we stop growing mentally.

For most people things generally go downhill from there. Instead of viewing their employment as an opportunity they begin to resent the fact that they work there. Your fellow work mates all complain about the bad pay and conditions and soon you believe them. Instead of looking forward to coming to work you start to feel trapped. The realities of responsibility have once again killed your dreams.

Every year you make the trip into your supervisor’s office to ask for a rise. Sometimes you get it, sometimes not, but you always return to your work buddies and complain about how you were shafted ? again. You no longer want to impress your boss and have been relegated to underachiever status.

If this sounds like you then it’s time to change. If this sounds like your friends then you could need new friends. If this sounds like your boss then you need a new employer.

You have the amazing gift of life. You have the power and deserve to achieve tremendous fortune and prosperity. But you have to go and get it. If it was easy then everyone would do it. It?s not.

Start with your current job.

The best way to implement change is through the path of least resistance. Start coming to work with a refreshed attitude. Become a leader, not a troublemaker. Earn the respect of your peers and subordinates and you will soon see that success finds you.

Once you are successful at work, branch out into other areas using the same success strategy. Have the attitude that you must learn at least one new thing every day. Shut out negative people and images. Look for the positive in every bad story you hear. Become a beacon of light for others.

You can do this. And if you do you will find great success and riches, both monetary and otherwise. Start today. Start now.

Popularity: 80% [?]

Acquiring multiple streams of income -Robert Kiyosaki, author of the excellent book Rich Dad Poor Dad, outlines three types of income and can be summarized by the following : Earn income, Portfolio Income, Passive Income.

Earn Income refers to the income from your direct labour. It involves the time and effort you put in, in exchange for a salary or a fee. Earned income is the most difficult to earn because it depends on how hard you work. It is difficult to acquire more earned income without increasing the number of hours that you work. The problem with earned income is that if you stop work then that income stream dries up. This is a problem you will be faced with in retirement.

Portfolio Income is the return from your investment. It comes in the form of an interest, dividend or even capital gain. It is based on leveraging your existing asset to make them work for you.

Passive income usually comes on a regular basis from the work done earlier. It comes in a form of royalties and rental etc. Are you planning to have enough portfolio and passive income streams to support your lifestyle in retirement once your earned income stream stops flowing?

Where is your largest source of income currently coming from? If it’s earned income, what happens if you lose your job? How long can you survive?Most people think that losing their job happens to someone else. What about if you become ill and can no longer work? Who looks after you then?You must assume that any source of income could dry up at any moment. Having multiple sources of income helps protect you against the potential impact if this occurs. It is not being greedy, it is something you should seriously consider as part of your retirement plan.

Cheers,

Popularity: 87% [?]

Make your home your asset - Is your home an asset or a liability? Have you consider renting instead of owning a house? Renting allows you the flexibility to pursue investments without having a commitment to a long home mortgage.

In most cases people buy a house and then furnish it in such a way that they cannot afford to allocate any money towards investment. With children coming along it becomes even more difficult to save. The only way to stay on top of the rat race is to work harder in their current job or to take up a second one to suppliment the income.

A good way to prioritize your finance is to invest and reinvest your earning rather than own a house first. Once you have mulitiple streams of income from your investment, you may want to consider paying cash to buy your dream home then.

Take a look at these two scenarios. Option 1 is to rent an apartment for $280 per week. Option 2 is to buy a $180,000 apartment, which would take a deposit of $36,000 and then repayments of $245.38 per week for the next thirty years (interest at 8% fixed).

In order for renting to be a better option I need to recover $34.62 per week (the difference between the rent and house repayments).

Remember I need a deposit of $36,000 on the purchase. If I hadn’t used that money as a deposit I could have invested it. If I had of chosen an average investment and achieved a return of 15% per annum, then my return would be $5,400 per year.

The cost of rent above house repayments is $34.62 per week or $1,800.24 per annum. This still leaves me $3,599.76 better off ($5,400 less $1,800.24) each year.

Over thirty years, investing that $3,599.76 at 15% interest (compounding annually) would leave me with an investment of $7,969,515.97. If I was an exceptional investor and achieved a 20% return, my new investment after thirty years would be $29,927,699.19.

Compare that with the value of the apartment after 30 years. Being generous let’s say that the apartment’s value is tenfold what I bought it for. It is now worth $1,800,000. This is still $6,169,515.97 less than my 15% investment option.

So what is the interest I would have paid on the apartment loan over thirty years? $202,792.80? Thirty-seven and a half years rent!

The money you use for renting may not generate you income. But this amount is insignificant compared with the amount of interest that you pay on a thirty year home loan.

Yes, owning a home may be your dream right now. However, learning to put your money into investment and make it work for you before you buy the house alway makes more dollars and sense. This way, you transform your liabilities into asset.

Cheers,

Popularity: 82% [?]

Protecting your asset / investment -You may say, what is there to protect, after all i don’t own many assets. Well, protecting your asset or investment is crucial irregardless of how much you have or how many assets you own. It can all add up to quite a lot if you are not careful. First, you need to protect them from yourself. Yes, if you are not careful or prudent in your spending, you can squander all your hard earn money away in a relatively short span of time without even realising it. By the time you do, it’s usually to late.

In a litigious world that we live in today. It is not surprising that we can get sued for the most trivial matter. If you already own many assets , you need to learn how to protect yourself from such incidents. Try not to put all your asset under your own name. You can use corporations and trust to do this. You may want to find out more of this from your accountant or lawyer.

Protect your assets with insurance. Many people go broke because they do not have adequate insurance coverage. Health is one of your biggest asset. Medical bills today can total up to an astronomous amount . If you don’t have proper insurance to protect yourself, do so immediately. You do not want to be in for a rude shock when you see your medical bill

In summary, it makes sense to protect all your hard earn money and assets. Take appropriate action and insurance to protect them. Think of it as a cost to sleep soundly at night. Careful planning and proactiveness will take you a long way to creating a massive wealth for your future.

Popularity: 80% [?]

Multiply your savings -  Making your savings work for you is one important move to creating massive wealth in the long run. Return on investment or ( ROI ) is the money that flows back to you as a result of an investment. Reinvesting on you return on investment through the power of compound interest is definitely one good way to accelerate your personal wealth.

The two important terms to know when investing is simple and compound interest.

Simple interest is the return that your cash investment generates. It can be calculated by first multiplying your investment by the annual interest rate. This gives you the amount of interest that you will receive each year. If your investment is for less than a year you then need to multiply your annual interest by the number of days of the investment period divided by 365. ( pro-rate )
e.g.  A $2,000 investment at 10% per annum would yield a $200 return at the end of the year. However, if your investment is less than a year, say 200 days. Then you would take the $200 interest multiple by 200day / 365 days ( per year )  which is $109.

At this point, you can alway choose to withdraw the interest and spend it. On the other hand you can choose to reinvest it and let your money snowball.

With compound interest, the calculation gets a little more complicated but  the return is also more interesting. Instead of just returning you a flat rate over the year. Your interest per month is added to the sum and the same interest rate is now base on a bigger sum. Just like the snowball effect.

Understanding the difference between simple and compound interest will help you make a better decision in your investment. Look at the figures in your account and understand how it’s being calculated. Find a better deal if possible. The initial difference may not be very substantial in the beginning. But do your math and you will see the difference it makes over the next decade or two.

Blessings,

Popularity: 84% [?]

Control your expenditure - While this statement sounds more like common sense, many of us are not able to live up to it. No wonder more and more people are in debt and bankruptcy is at it’s all time high. While we all agree that enjoyment is a big part of our living.What is life worth living if we cannot even indulge on things we like. The key point here is about our ability to say no to ourselves and know when to tighten our belt. Take stock of your spending. What is your spending pattern and are you buying what is absolutely neccessary or are you over indulging on yourself?

As per our discussion earlier, we acknowledge that you can spend almost 90% of your income and still have enought to retire if we set aside 10% for our saving for investments. Guard this 10% savings from yourself. Very often we can be  let off guard and compromise on our principles. Set aside the following rules. Be wise with your purchase. Tell yourself, do you really need to buy it now? can you buy a cheaper model or can you borrow it? Keep a written account of everything you purchase. Take stock regularly. You will be surprize how much you have spent. Be responsible. Do not pay your debt by incurring a new one. These days many people have the tendency to settle their credit card debt by borrowing from another card. This way , you will perpetually be in debt if you are not careful. Be realistic. Make sure you can afford it before you buy. Debt is like a silent killer, a thief. Before you know it , it starts to overwhelm you.

Try as far as possible try to pay for what you buy in cash. That way , you have a better visibility and a better feel of your spending. Add up your spending and ask yourself these question.

1. Do i have more money than expected?

2. Do i have less money than expected?

If your answer is more, than you are in control of your finance and that is a good sign. However, if your answer is less, then you will need to evaluate your strategy again and learn how to practice what you have set to do earlier.

Finally, whatever you do. you have to be honest with yourself on what you want to achieve. You will need to plan and strategize your moves and diligently work out your plans. There is no easy solution to everything in life. you have to live up your dream.

Blessings.

Popularity: 83% [?]

In the coming days, i will be sharing with you the secret to creating massive personal wealth through practical step by step guide. It is not  rocket science or any get rich quick scheme, but a down to earth , prudent action with lots of common sense.

All that is required from you is a sincere desire to want to change your financial condition and a committment to take action and perservere. If that’s what you want, then read on….

Keeping 10% of what you earn - This is the first step you must take to start building up your wealth for the long term benefit. If you think that saving 10% of your earnings isn’t substantial. Think again. Imagine just saving 10% of your salary ($2,000 or $167 per onth) and earned only 10% return, then after twenty years it would be worth $126,814? Earning 15% it would be $250,039. 

 If you are twenty-five years old now and  start saving 10% of your salary and invest it achieving an average 10% return then assuming that you earn $30,000 and get no pay increases you will have $1,581,019 at age sixty five. If you managed to earn 15% then you would have $7,754,013 at age 65. 

Amazing isn’t it? The truth is if you are willing to start taking action and responsibility, you are on your way to becoming a millionaire when you retire by just saving and investing 10% of your income. 

Cheers,

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Today, we take a break from the laws and attitutes to talk about a subject which is close to the heart of many online marketers. Driving or attracting traffic to your website is imperative to your success if you are an internet marketer or intent to sell anything online. One of the best method is driving quality traffic to your site is through article writing. 

Well…..fair enough, not everyone is created with a flair for writing. As a matter of fact even if I can write a little, what on earth should I be writing about. The thought of writing is enough to put me to sleep. Writing , especially articles is one of hottest topic in generating quality traffic in the internet these days. Anyone interested in getting long term quality traffic should not over look this area. Believe me….read on.

So, what’s the big about writing articles. As the saying goes, Content is king. There is a huge demand for information and everyone is screaming to get quality content for their site, be it for marketing their products , adsense publishing or simply for informative purposes.

Submitting quality articles to directories, ezines and other resource sites is one the most effective No cost methods in generating massive traffic to your site permanently. It has a viral effect of propagating your links as directories owner and content users pick up your articles and start spreading them like wild fire. Writing article on your product also help potential buyers understand them better, hence increase your chances of making a sales.

How to get started. First, focus on an area you are familiar with and begin writing short sentences as you would in taking notes. Don’t fret when you get stuck at first. After all, Rome wasn’t built in a day. As you continue to write, your skill will improve. The key is discipline and staying motivated. Try to keep your articles between 300 to 600 words, as this is a standard guideline in most directories and ezines.

Five simple steps to creating your kill articles.

1. Headline
2. Draw reader’s interest with opening sentence.
3. Body of articles – talk about the main points
4. Summarize with a call to Action
5.Get readers to click on your link.

Headlines. You need to capture the attention of your readers otherwise they will pass you by as just another piece of information. A sure win method is to apply the question type headlines. ( e.g. Are you still struggling to get your first affiliate check? ) The next method that cannot go wrong is the how to or tips type headlines to capture your visitor’s attention. ( e.g How to loss weight without dieting )

Drawing reader’s interest with opening sentences will determine if he or she wants to continue reading the rest of your articles. It arouses their curiosity and make them want to know more.

Body of articles should contain the main bulk of the information and should be presented in a neat and orderly manner to help the reader stay interested and focus. Using headers or point form are some good ways to follow.

Summarize with the call to action. Always summarize what is written so that the reader will have a better picture of what they have just read. This should be followed by a call to take action as the facts are still fresh in their mind.

Get reader to click on your link. The primary purpose of writing articles and submitting them to directories is that your readers will understand your product better and hence purchase them. To achieve that, you would want them to click on your link ( sales link or home page ) attached to the article.

Therefore, most article directories or ezines allow authors to place their personal information and links at the end of the article in exchange for their contribution.

In conclusion, Article submission is one of the most cost effective way to generate quality long term traffic on demand. You need to create quality content and follow the five simple steps to create your killer article that will drive tons of information hungry traffic to your sites like bees to honey. One good site to submit your article to is http://www.ezinearticles.com/

Hope this spur up your interest in writing and help you increase your profit online. Cheers.

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